Starting a fashion business requires a lot of capital, which is required in advance. Most people assume that running behind such an enterprise is like throwing your money into the Bermuda Triangle. So, it makes sense to either partner up with someone or applies for a bad credit instant loan.

Knowing how to get the money is the important part, and then you can focus on what you will be selling. In the beginning, the route to establishing a brand was paved by ex-fashion employees or fashion graduates. Today, anyone can start a business. All they need is a kickass idea and a couple of hundred followers to spread the word. Often, mature people change careers armed with their passion for becoming their boss and getting rid of the 9-to-5 hassle.

Regardless of why and how you started a fashion business, the most important thing you need to focus on is coming up with the capital.

First, let’s briefly talk about how to finance your fashion business and then move on to the ideas:

Financing Your Fashion Business Passion

Bank Loan

If you can’t self-fund, the best way to start your fashion business is to apply for a bad credit instant loan. As the name says, you don’t need to have a good credit history for your application to get approved. All the lender will require from you is proof of income, ID showing that you are an Australian resident, and bank account details. If your application gets approved, you will receive the funds on the same day.


Another great way to get capital for your business is to pitch your ideas to investors and offer them an incentive or equity in return for the investment. This financing option also helps you build your brand even before being introduced to the market.

Friends and Family

If you feel that you won’t be able to make the monthly payments, you can ask your friends or family for the loan. Mixing business with family is not recommended. However, if your start-up capital requirement is a couple of thousand dollars, this is a great, interest-free financing option.

4 Fashion Business Thoughts

Idea #1 – Start a Fashion Blog

Most people assume that starting a blog does not require any money. You are forgetting that you are not just writing words but creating an identity and, to spread the word, you will have to make sure that your blog is legal. Here’s the total cost of starting a blog:

  • 10 to $20 per Year
  • Hosting: $4 to $20 per Month
  • WordPress: Free
  • Logo: $20
  • Theme: $150 to $1,500
  • Images: Free

Most fashion and makeup blogs offer monthly giveaways either by themselves or through collaboration. Since you will be on your own until you build your identity, you need to set aside at least $500 for five months of giveaways.

Idea #2 – Create Unique T-Shirts and Cute Tops

Who doesn’t love a t-shirt with a line from their favourite movie or TV show? One of the best things about creating t-shirts is monetising what is currently trending. For example, everyone is talking about the new Fantastic Beasts movie right now. You can use this opportunity to print t-shirts with quotes from the movie and create tops matching the colours of the 4 Hogwarts Houses.

It costs around $275 to print 20 t-shirts and $20 to sew a top. Factor in the merchandise cost, and you are looking at a total cost of around $1,000 for your first inventory. Add in the costs mentioned above, along with website design and delivery, and you can set up your t-shirt business for $5,000.

Idea #3 – Offer Chic Maternity Wear

When it comes to fashion, many pregnant women complain about not having anything good and stylish to wear. Why not plug this hole by coming up with your line of maternity clothes. The cost for this venture will be a little higher than our second idea, as you will get orders for more than just t-shirts. However, if you have sewing skills, you can save thousands of dollars on labour because that is the most important part of this idea.

Idea #4 – Make Badges

There’s a huge market for fashion accessories, from sparkly back-to-school badges to bedazzled key chains. One of the best things about making badges is that you can make them independently. You will find dozens of YouTube videos on how to do this. You can get numerous badge designs online, which you can customise according to a customer’s direction. You can then get them made by a professional or DIY them at home.

So, what do you think? Are you up for the challenge? Take a look at your finances and apply for a loan to make your dream come true.