Today, technology has taken over the world and surviving without it is not exactly difficult, but it sure makes your life feel empty. While we don’t need these gadgets, when they become a part of our lives, we wonder how we had survived without them for so long.

When all is said, most people get stuck on: how do they buy the gadgets? What we are about to say might not sound so appealing to you, but if you think about it, the cost outweighs the gadgets’ value.

So, our suggestion: Get a personal loan.

One of the best things about getting a loan from online lenders such as Lightningloans.com.au is that your application gets approved in just a few days. If you have a good credit score, you might get approved on the same day you apply for the loan.

However, when using your loan to buy gadgets, you need to be smart about it. See what we did there? Our point is that make sure what you are buying will be of use to you for life and make a difference in it.

So, without further ado, let’s take a look at some of the gadgets you should buy with a loan:

Digital Assistant

• Google Home: $100
• Amazon Alexa: $90

All modern homes have a digital assistant, and for a good reason. This gadget is extremely helpful in every way, from telling you what time it is in the morning to giving you traffic updates and even when you have a tune stuck in your head and can’t figure out the song. Smart assistants such as Amazon Alexa and Google Home are currently trending and can be programmed with multiple voices for different users.

Since digital assistants have voice recognition technology and are connected to the internet, you can generate answers to any of your questions. Moreover, you can also operate your smart appliances through your digital assistant.

Some of the features of a digital assistant include connecting phone calls, ordering food, sending text messages, and shopping online.

Floating Bluetooth Speaker

UE Wonderboom by Ultimate Ears: $90

Why not buy a floating Bluetooth speaker if you love listening to music and hate those pesky earphones. This is not just a portable music solution but a great way to listen to audiobooks and talk through a wireless Bluetooth speaker. Look for one with lengthy battery life, superior sound quality and smart features like compatibility with Google Assistant and Amazon Alexa.

Streaming Device

Google Chromecast: $35

What’s your daily poison – an episode of Grey’s Anatomy or some sci-fi thriller? You probably watch shows on multiple streaming platforms such as Google Play Video, Netflix, YouTube and more. Paying for a subscription to these websites can quickly add up. So, why not get a streaming device instead!

Enter Google Chromecast, which allows you to stream your favourite TV shows and movies from different websites, as well as Chrome Web browser. Not only will you save a lot of money using this device, but you also get to watch new shows on different streaming platforms.

Gaming Laptop

ROG Zephyrus G15 by Asus: $2,200

Up till now, we have been talking about gadgets that all cost under $100. Let’s move up a little and enter the gaming world. If you have online battles with your friends, in games, of course, investing in a gaming laptop is the next best option. The ROG Zephyrus G15 is a powerhouse for those gamers who love playing heavy games such as Assassins Creed, Grand Theft Auto, The Witcher and more. This 15-inch laptop weighs just 4 pounds, is powered by Nvidia and AMD, and has a 165Hz QHD display.

Robot Vacuum

iRobot Roomba j7+: $649

This might seem like a whimsical buy, but we assure you that a robot vacuum is not something we can joke about. Imagine getting home from a hectic workday. Just as you have sat down on your couch, your friends call you for a night of gaming, which they want to do at your place. You look around the room and see the mess that’s strewn everywhere. The floors don’t look good, and you can still see the sticky stain from the orange juice you spilled two days ago.

This is where a robot vacuum comes in. You can program it to clean any type of floor. You can download its app and control it while sitting on your couch. How cool is that!

With a loan of $5,000, you can easily buy all these gadgets and make your living easy and more comfortable.